HBD parked in savings earns interest (set by the witnesses); liquid HBD earns nothing. See what you've built up, claim it, and put idle HBD to work — signed in your own wallet.
—current APR (witness-voted)
—HBD in savings
—liquid HBD (earning 0%)
—per year at this rate
🧾 Built-up interest
Interest is paid out when a savings operation touches your balance, and at most once per 30 days. “Claim” simply moves 0.001 HBD into savings — that nudge triggers the payout. Needs your active key (one Keychain confirmation).
😴 Idle HBD
Getting HBD back out of savings takes a 3-day withdrawal — it's a savings account, not a checking account.
✓ Nice — essentially all of your HBD is in savings, earning the full rate.